RV Insurance

Are you a Maryland resident who enjoys RVing? If so, did you know you need additional insurance for your motorhome? Insurance for Me, Inc. can provide a quote or answer any questions about this coverage.

Because RVs are like small houses and not used the same way as a vehicle, you must buy special insurance.

Insurance costs for towable RVs are typically a great deal less than auto insurance for the same type and amount of coverage. But insurance for a luxury class RV may cost a lot more than standard car insurance.

RV insurance will protect you if you cause injury or damage to others. It will also cover the damage repair cost to your vehicle if a covered event happens. How you use your vehicle will determine the variety of coverage you will need. Using your RV recreationally vs. as a full-time residence will significantly lower the premium cost.

Your auto liability will cover you for accidents while driving the RV. Still, vacation liability extends this coverage to cover mishaps that occur in or around the RV when parked during a road trip or vacation.

In most states, the only required coverage for motorhomes is bodily injury and property damage liability, which will pay for damage or injuries you cause while driving. Legal fees that may result will also be covered.

Comprehensive coverage pays for damage resulting from events beyond your control. Things such as vandalism, theft, glass breakage, fire, collision with animals, and weather events will be covered.

Collision coverage will replace or repair your RV if damage occurs due to an accident with another vehicle or object, regardless of fault.

If you are a Maryland resident and enjoy RVing, contact us at Insurance for Me, Inc. We can provide a quote or answer any questions you may have.